Financial Planning Calculators
Easy financial calculators for Indian investors. Quickly estimate SIPs, EMI, taxes, and savings goals in one place.
- SIP Calculate how much you need to save or how much you will accumulate with your SIP.
- Lumpsum Calculate returns for lumpsum investments to achieve your financial goals.
- Step-Up SIP Calculate SIP returns when you increase your monthly investment every year.
- SWP Calculate systematic withdrawal plan returns — total withdrawal and remaining corpus from your mutual fund investment.
- MF Returns Estimate mutual fund returns on a one-time investment with expected CAGR and tenure.
- FD Calculate fixed deposit maturity amount, interest earned, and total value with quarterly compounding.
- RD Calculate recurring deposit maturity amount, total investment, and interest earned with quarterly compounding.
- PPF Calculate Public Provident Fund maturity amount, total investment, and tax-free interest with annual compounding.
- SSY Calculate Sukanya Samriddhi Yojana maturity value, total investment, and interest at 8.2% p.a.
- ROI Calculate return on investment, net gain, and annualized ROI from invested and returned amounts.
- EMI Calculate monthly EMI, total interest, and total payment for any loan amount, rate, and tenure.
- Car Loan EMI Calculate car loan EMI, total interest, and repayment amount for your vehicle loan.
- Home Loan EMI Calculate home loan EMI, total interest, and total repayment for your housing loan.
- Flat vs Reducing Compare flat-rate and reducing-balance loan interest side by side—EMI, total interest, total payment, and savings.
- Simple Interest Calculate simple interest and total amount from principal, rate, and time period.
- Compound Interest Calculate compound interest and maturity amount with yearly, quarterly, or monthly compounding.
- Inflation Calculate future cost and purchasing power impact from inflation rate and time period using CPI-based compounding.
- Post Office MIS Calculate Post Office Monthly Income Scheme (POMIS) monthly payout, annual interest, and total returns at the current rate for the 5-year lock-in.
- SCSS Calculate Senior Citizen Savings Scheme (SCSS) quarterly interest payout, total interest, and maturity value at the current rate for the 5-year tenure.
- GST Calculate GST amount on exclusive or inclusive prices at 5%, 12%, 18%, or 28% rates.
- TDS Calculate Tax Deducted at Source (TDS) by payment type, recipient category, and PAN availability across major Income Tax sections.
- Salary Calculate in-hand salary from CTC after bonus, professional tax, employee and employer PF, and other monthly deductions.
- Income Tax Calculate income tax for FY 2025-26 under Old or New regime with standard deduction, Section 87A rebate, and 4% Health & Education Cess.
- Gratuity Calculate gratuity amount from years of service and last drawn basic salary plus DA using the 15/26 formula, capped at ₹10 lakh.
- EPF Calculate Employee Provident Fund corpus from monthly salary, tenure, and EPFO interest rate.
- NPS Calculate National Pension System corpus from monthly contribution, age, and expected return with lump sum and annuity split.
- NSC Calculate National Savings Certificate maturity value, total interest, and invested amount with annual compounding over 5 years.
- APY Calculate Atal Pension Yojana monthly contribution, investment period, and total amount from joining age and desired pension.
- CAGR Calculate Compound Annual Growth Rate from present value, future value, and investment period in years.
- Brokerage Calculate brokerage, STT, exchange charges, GST, stamp duty, and net P&L for equity and F&O trades.
- Stock Average Calculate weighted average buy price across multiple stock purchases. Enter quantity and price for each lot to see average cost and total investment.
- XIRR Calculate extended internal rate of return (XIRR) for SIPs and irregular investments. Enter frequency, dates, recurring amount, and maturity value.